Kentucky Bank respects the privacy of our customers and we are committed
to protect the security and confidentiality of our customer information.
Your privacy is important to us.
We, our, and us, when used in this notice mean
Kentucky Bank. When we use
the words “you” and “your” we mean the following types of customers:
- All of our consumer customers who have a continuing relationship with us,
such as a:
- Deposit Account
- Loan Account
- Credit Card Account
- Safe Deposit Box
- Self-directed Individual Retirement Account (IRA) where we act as
custodian or trustee
- All former customer
This notice will explain the sources for nonpublic personal information we
collect on our customers. It will also let you know what measures we take to
secure that information.
We must, first, define some terms:
Nonpublic personal information means information about you that we collect
in connection with providing a financial product or service to you.
Nonpublic information does not include information that is available from
public sources, such as telephone directories or government records.
Affiliate means a company we own or control, a company that owns or controls
us, or a company that is owned or controlled by the same company that owns
or controls us. Ownership does not mean complete ownership, but means owning
enough to control.
Nonaffiliated third party means a company that is not an affiliate of ours.
INFORMATION WE COLLECT
We collect nonpublic personal information about you from the following
- information we receive from you on applications or other forms;
- information about your transactions with us, our affiliates, or others;
- information about your transactions with nonaffiliated third parties and
- information we receive from a consumer reporting agency.
Nonpublic Personal Information And Nonaffiliated Third
We will not disclose nonpublic personal information about you to anyone
except as disclosed in this policy or as permitted by law.
Restricting Disclosure Of Account Information
We do not provide personal information to outside companies for the
purpose of independent telemarketing or direct mail marketing of any
We are permitted by law to disclose the following kinds of nonpublic
personal information about you to companies that perform joint marketing
services on our behalf:
- information we receive from you on applications or other forms, such
as “your name, address, social security number”
- information about your transactions with us, our affiliates, or
others, such as “your account balance, payment history, deposit history,
credit card history”
- information we receive from a consumer reporting agency such as your
creditworthiness and credit history
If you decide to close your account(s) or become an inactive customer, we
will follow the privacy policies and practices as described in this notice.
Confidentiality, Security And Integrity Of Your
Nonpublic Personal Information
We restrict access to your information to those employees who need to
know that information to provide products or services to you. We maintain
physical, electronic, and procedural safeguards that comply with federal
standards to guard your nonpublic personal information.
Questions Regarding Our Privacy Program
You may telephone or write us if you have any questions about our privacy
P. O. Box 157
Paris, Ky. 40362-0157
(859) 987-1795 or 800-467-1939