Personal Electronic Banking


Overdraft Protection | 24 Hour Bookkeeper | Online Banking | Check Card | Credit Card | ATM's | Transfer Funds | Pay Loans Automatically

In a world full of inconveniences, it's nice to know there's an easy way to bank. Kentucky Bank offers a wide variety of automated services to make your life easier. Contact us for further information on any of these products.

Overdraft Protection

Check Protection*:
Check Protection is a way to protect your account from overdrafts. This service transfers funds from another account you have with us. Funds may be transferred from checking, savings or money markets. There is a $5 transaction fee each day a transfer occurs.

Private Line*:
Private line extends you an unsecured line of credit (based on your approved limit). Private line is connected to a checking account, so that overdrafts are automatically covered, up to your established limit. You will receive a notice each time your Private Line is advanced.

*You may only have one type of overdraft protection.

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24 Hour Bookkeeper
Our 24 Hour Bookkeeper allows you to have access to your account information 24 hours a day, 7 days a week. Call as often as you like, there is no charge for the call or the transaction. Using any touch-tone telephone, you can get up to date information by calling either 859-987-8663 (Paris) or the toll free number 800-TWO-TONE (800-896-8663). You can check your balance, see if a check has cleared, transfer funds, make loan payments and more.

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Online Banking
Manage your money whenever and wherever you want; 24 hours a day, 7 days a week. With Kentucky Bank online banking you can access account information, reconcile accounts, transfer funds and pay bills.

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Check Card
You can say good-bye to the hassle of check approval with the Kentucky Bank MasterMoney Check Card, the card that looks like a credit card but works like a check. In addition to giving ATM access, the Kentucky Bank MasterMoney Check Card is accepted at all merchant locations where MasterCard is accepted. To report a lost or stolen check card, call 800-528-2273.

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Credit Card 
Kentucky Bank offers Visa and MasterCard credit cards. These cards can be used at merchant locations for purchases and at financial institutions and ATM's that display the Visa and MasterCard logos for cash withdrawals. To report a lost or stolen credit card, call 800-876-9119.

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ATM Locations
Your Kentucky Bank ATM card is accepted nationwide.

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Transfer Funds
You can choose to automatically transfer funds between accounts on a regular basis. This is an excellent way to save or budget household or college student accounts. Just choose a set amount to be transferred on the same date each month at no charge. The activity will be shown on your monthly statement.

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Pay Loans Automatically
Save time and money by having your monthly loan payment automatically deducted from your checking or savings account. You can even have your loan payment automatically deducted from other banks.

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