Business Streamline Group

ACH Processing | Blue Ribbon Employers Club | Business Banking Online | Business Visa Credit Card | Cash Management Account | MasterCard Business Debit Card | Lockbox Processing | Merchant Services

Streamline . . . We think your resources are valuable. Kentucky Bank is offering your business a way to save money and time. Businesses of all sizes can benefit from examining their financial practices.

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ACH Processing
 Automated Clearing House (ACH) processing improves efficiency and reduces check processing costs by utilizing the latest technology. Use ACH for direct deposit of payroll, direct debits of receivables and electronic federal tax payments.

Blue Ribbon Employers Club
 Blue Ribbon Employers Club is a program that delivers customized banking and financial services to employee groups. Your employees receive banking services at a discount.

Business Online Banking
 This is a true convenience and time saver. You will be able to view detailed information and perform transactions such as ACH and wire transfer initiation and the placement of stop payments through the internet.

Business Visa Credit Card 
Kentucky Bank offers VISA credit cards for businesses and non-profit organizations. VISA cards can be used at merchants worldwide for purchases at financial institutions and ATM's that display the VISA logo for cash withdrawal. To report a lost or stolen card, call 800-876-9119.

Cash Management Account
 You will have the ability to write checks and invest your excess funds with this account. Your corporate account will earn interest on deposits. Interest is compounded daily and paid monthly on collected balances.

MasterCard Business Debit Card
The Debit MasterCard is designed specifically for the needs of today's business owner. You will have convenient access to funds for client entertainment, travel, supplies and other business related expenses. Your card can be used at millions of locations worldwide that display the MasterCard symbol as well as at ATM locations. To report a lost or stolen Debit MasterCard call 800-528-2273.

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Lockbox Processing
 Your receivables come directly to your account. This eliminates time delays and improves efficiency of processing your receivables while reducing your cost.

Merchant Services
Business journals report that without electronic capabilities it is tough to survive. Credit and debit card acceptance is essential in today’s business environment. It is convenient for your customers and cost-effective for you. As the use of electronic commerce continues to grow, you need to keep your business in a position to take advantage of the efficiencies gained from these types of transactions. Fortunately Kentucky Bank has partnered with global leaders like entrust to offer you the cheapest rates for merchant services..

Credit and Debit Card Processing
More and more consumers use credit and debit cards for their purchases. Usage of cards has been increasing at a rate of 20% per year and this trend is expected to continue. Processing with Kentucky Bank allows your business to accept Visa, MasterCard, American Express, Discover, and Diners Club credit cards.

Debit transactions are expected to continue to grow in the next few years. Your business can offer your customers the convenience of access to the funds in their checking account with a card. Kentucky Bank provides the security of PIN based transactions at a cost that is significantly lower than signature based transactions.

Premiere Issue Gift Cards
Small and mid-sized businesses can benefit from Kentucky Bank’s electronic gift card. Unlike traditional paper gift certificates electronic gift cards can be reused until there is no value. There is no need to refund any cash. Increase revenue and build customer loyalty with Premier Issue Gift Cards.

Total Check
Total Check provides your business with a cost-effective, safe, efficient and electronic solution to paper check acceptance. You choose with each check whether to guarantee or simply verify funds. For the same cost of a credit card payment, you can guarantee that your company will receive the face value of the check even if the item is NSF. Kentucky Bank also offers an optional electronic conversion and deposit of the check. Simply run the check through a check reader, which attaches to your credit card terminal and your check is converted to an electronic item that will be automatically deposited to your account.

Electronic Benefits Transfer (EBT)
Get single point of access to online state EBT programs with Kentucky Bank’s merchant processing.

Multiple solutions. Personal service. Fast and efficient response time. This is the type of service you provide for your customers and the type of service you have come to expect from Kentucky Bank.

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